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	<title>Comments on: Otterbox Heavy Armor 2000 Dry Box PDA Case Review</title>
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	<link>http://the-gadgeteer.com/2002/05/02/otterbox_heavy_armor_2000_dry_box_pda_case_review/</link>
	<description>Gadget reviews and news by Julie Strietelmeier and friends since 1997</description>
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		<title>By: Judie</title>
		<link>http://the-gadgeteer.com/2002/05/02/otterbox_heavy_armor_2000_dry_box_pda_case_review/comment-page-1/#comment-15969</link>
		<dc:creator>Judie</dc:creator>
		<pubDate>Sat, 13 Sep 2003 16:26:08 +0000</pubDate>
		<guid isPermaLink="false">#comment-15969</guid>
		<description>I will keep you posted on what happens, but as of right now they have not taken any money out of my checking account. In fact, even though they say that having a negative balance is against their user agreement, it appears that the only thing that happens if you have one is limited PayPal usuage. 

What this means is if someone sends me money, it goes to the negative balance - not to me. If I try to buy something with PayPal, the price will most likely include my negative balance...inconvenient things like that. 

The fact of the matter is that I got my iPAQ back (thanks to Mary Ann and Harvey at FedEx Manila), so perhaps I am not as bitter about the whole experience as I might have been had PayPal taken back the money after I had lost my iPAQ. Make sense? I will use PayPal again, I will just be more careful. In the future, my auctions will include these lines...

&lt;blockquote&gt;[b]I ship very promptly via UPS with insurance included and online tracking for your convenience.  U.S. Only, please.  I can only ship to your confirmed PayPal address.  No exceptions.  This is for your protection as well as mine.

PLEASE NOTE: MY AUCTIONS ARE FOR U.S.A. ONLY &amp; PAYPAL ONLY.  PLEASE DO NOT BID IF YOU LIVE OUTSIDE THE U.S. I CAN NOT ACCEPT PAYPAL PAYMENTS FROM NON-U.S. MEMBERS. PLEASE ALSO DO NOT BID IF YOU WANT ME TO SEND AN ITEM TO ANY ADDRESS OTHER THAN YOUR CONFIRMED PAYPAL ADDRESS.  I WILL NOT DO SO UNDER ANY CIRCUMSTANCE.   I APOLOGIZE FOR BEING STRICT, BUT I MUST ABIDE BY PAYPAL POLICIES IN ORDER TO BE PROTECTED.  THESE POLICIES PROTECT MY BUYERS AS WELL.  

If you cannot comply with these terms, please be kind and do not bid.  [/b]&lt;/blockquote&gt;

Hopefully this will help...

Judie :0)</description>
		<content:encoded><![CDATA[<p>I will keep you posted on what happens, but as of right now they have not taken any money out of my checking account. In fact, even though they say that having a negative balance is against their user agreement, it appears that the only thing that happens if you have one is limited PayPal usuage. </p>
<p>What this means is if someone sends me money, it goes to the negative balance &#8211; not to me. If I try to buy something with PayPal, the price will most likely include my negative balance&#8230;inconvenient things like that. </p>
<p>The fact of the matter is that I got my iPAQ back (thanks to Mary Ann and Harvey at FedEx Manila), so perhaps I am not as bitter about the whole experience as I might have been had PayPal taken back the money after I had lost my iPAQ. Make sense? I will use PayPal again, I will just be more careful. In the future, my auctions will include these lines&#8230;</p>
<blockquote><p>[b]I ship very promptly via UPS with insurance included and online tracking for your convenience.  U.S. Only, please.  I can only ship to your confirmed PayPal address.  No exceptions.  This is for your protection as well as mine.</p>
<p>PLEASE NOTE: MY AUCTIONS ARE FOR U.S.A. ONLY &#038; PAYPAL ONLY.  PLEASE DO NOT BID IF YOU LIVE OUTSIDE THE U.S. I CAN NOT ACCEPT PAYPAL PAYMENTS FROM NON-U.S. MEMBERS. PLEASE ALSO DO NOT BID IF YOU WANT ME TO SEND AN ITEM TO ANY ADDRESS OTHER THAN YOUR CONFIRMED PAYPAL ADDRESS.  I WILL NOT DO SO UNDER ANY CIRCUMSTANCE.   I APOLOGIZE FOR BEING STRICT, BUT I MUST ABIDE BY PAYPAL POLICIES IN ORDER TO BE PROTECTED.  THESE POLICIES PROTECT MY BUYERS AS WELL.  </p>
<p>If you cannot comply with these terms, please be kind and do not bid.  [/b]</p></blockquote>
<p>Hopefully this will help&#8230;</p>
<p>Judie :0)</p>
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		<title>By: Daniel Y</title>
		<link>http://the-gadgeteer.com/2002/05/02/otterbox_heavy_armor_2000_dry_box_pda_case_review/comment-page-1/#comment-15968</link>
		<dc:creator>Daniel Y</dc:creator>
		<pubDate>Sat, 13 Sep 2003 16:14:46 +0000</pubDate>
		<guid isPermaLink="false">#comment-15968</guid>
		<description>&lt;blockquote&gt;&lt;em&gt;Originally posted by Judie &lt;/em&gt;
[B]Daniel,

I half expected them to just reach into my checking account and take the money back - which hardly seems legal, but some of the horror stories I have heard recently led me to believe it could happen! Instead, they are keeping  running negative balance which is dissapearing as I sell other items. I can live with this.
[/B]&lt;/blockquote&gt; 

Can&#039;t they, if they have your bank account &#039;verified&#039;?  This is why I still have not verified.  Also, I am not as forgiving as you -- I would find no reason to use them if the next item I sold would go to pay Paypal for this &#039;negative balance&#039;, which should have been their responsibility in the first place.  But they are now owned by eBay, aren&#039;t they?  So can one still use eBay if one has a long standing negative balance with Paypal?

My trust of Paypal is very low right now.  :x</description>
		<content:encoded><![CDATA[<blockquote><p><em>Originally posted by Judie </em><br />
[B]Daniel,</p>
<p>I half expected them to just reach into my checking account and take the money back &#8211; which hardly seems legal, but some of the horror stories I have heard recently led me to believe it could happen! Instead, they are keeping  running negative balance which is dissapearing as I sell other items. I can live with this.<br />
[/B]</p></blockquote>
<p>Can&#8217;t they, if they have your bank account &#8216;verified&#8217;?  This is why I still have not verified.  Also, I am not as forgiving as you &#8212; I would find no reason to use them if the next item I sold would go to pay Paypal for this &#8216;negative balance&#8217;, which should have been their responsibility in the first place.  But they are now owned by eBay, aren&#8217;t they?  So can one still use eBay if one has a long standing negative balance with Paypal?</p>
<p>My trust of Paypal is very low right now.  <img src='http://the-gadgeteer.com/wp-includes/images/smilies/icon_mad.gif' alt=':x' class='wp-smiley' /> </p>
]]></content:encoded>
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	<item>
		<title>By: Judie</title>
		<link>http://the-gadgeteer.com/2002/05/02/otterbox_heavy_armor_2000_dry_box_pda_case_review/comment-page-1/#comment-15967</link>
		<dc:creator>Judie</dc:creator>
		<pubDate>Sat, 13 Sep 2003 15:23:36 +0000</pubDate>
		<guid isPermaLink="false">#comment-15967</guid>
		<description>Daniel,

I am the first to admit that I fell into a comfort zone with PayPal. After over 175 transactions using it without a hitch, how could I not? But needless to say, this &lt;strong&gt;one&lt;/strong&gt; bad experience has opened my eyes. 

I am interested in trying out the BidPay service that you mentioned. It appears that I would not be out any additional fees this way, which I definitely find attractive!

I was interested in the fact that since I had already deposited the iPAQ money in my checking account, PayPal is now telling me that I have a negative balance. I half expected them to just reach into my checking account and take the money back - which hardly seems legal, but some of the horror stories I have heard recently led me to believe it could happen! Instead, they are keeping  running negative balance which is dissapearing as I sell other items. I can live with this.

We all live and learn, right?

Judie :0)</description>
		<content:encoded><![CDATA[<p>Daniel,</p>
<p>I am the first to admit that I fell into a comfort zone with PayPal. After over 175 transactions using it without a hitch, how could I not? But needless to say, this <strong>one</strong> bad experience has opened my eyes. </p>
<p>I am interested in trying out the BidPay service that you mentioned. It appears that I would not be out any additional fees this way, which I definitely find attractive!</p>
<p>I was interested in the fact that since I had already deposited the iPAQ money in my checking account, PayPal is now telling me that I have a negative balance. I half expected them to just reach into my checking account and take the money back &#8211; which hardly seems legal, but some of the horror stories I have heard recently led me to believe it could happen! Instead, they are keeping  running negative balance which is dissapearing as I sell other items. I can live with this.</p>
<p>We all live and learn, right?</p>
<p>Judie :0)</p>
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	<item>
		<title>By: Daniel Y</title>
		<link>http://the-gadgeteer.com/2002/05/02/otterbox_heavy_armor_2000_dry_box_pda_case_review/comment-page-1/#comment-15966</link>
		<dc:creator>Daniel Y</dc:creator>
		<pubDate>Sat, 13 Sep 2003 04:22:26 +0000</pubDate>
		<guid isPermaLink="false">#comment-15966</guid>
		<description>you, Judie. :eek: 

Paypal says they are a &quot;worldwide&quot; service, yet they NEVER confirm the ship-to address of foreign buyers (I&#039;m in the US).  Just read their fine print.  And, as stated in their fine print, if the buyer&#039;s ship-to address is not confirmed, we sellers are at risk (not Paypal) -- that the buyer has used a fraudulent credit card, or other means to make the purchase.   (I can&#039;t believe Paypal actually takes the money back!)  What other financial intermediary would do this AND charge you a fee?

(For the record, I lost money on a sale to a European buyer because of Paypal&#039;s bogus &quot;international service&quot;.  I couldn&#039;t get a confirmed ship-to.)

Bidpay.com on the other hand will take this risk themselves.  They mail you a perfectly good money order after THEY check out the buyer -- usually in a matter of minutes.  This is the reason for the fee.  With Bidpay, sellers have no risk of a fraudulent buyer.  This is the way it should work.  Paypal has got us all brainwashed.  (BTW, I don&#039;t work for Bidpay.  I&#039;m just one of their happy customers.)

Dan</description>
		<content:encoded><![CDATA[<p>you, Judie. <img src='http://the-gadgeteer.com/wp-includes/images/smilies/icon_surprised.gif' alt=':eek:' class='wp-smiley' />  </p>
<p>Paypal says they are a &#8220;worldwide&#8221; service, yet they NEVER confirm the ship-to address of foreign buyers (I&#8217;m in the US).  Just read their fine print.  And, as stated in their fine print, if the buyer&#8217;s ship-to address is not confirmed, we sellers are at risk (not Paypal) &#8212; that the buyer has used a fraudulent credit card, or other means to make the purchase.   (I can&#8217;t believe Paypal actually takes the money back!)  What other financial intermediary would do this AND charge you a fee?</p>
<p>(For the record, I lost money on a sale to a European buyer because of Paypal&#8217;s bogus &#8220;international service&#8221;.  I couldn&#8217;t get a confirmed ship-to.)</p>
<p>Bidpay.com on the other hand will take this risk themselves.  They mail you a perfectly good money order after THEY check out the buyer &#8212; usually in a matter of minutes.  This is the reason for the fee.  With Bidpay, sellers have no risk of a fraudulent buyer.  This is the way it should work.  Paypal has got us all brainwashed.  (BTW, I don&#8217;t work for Bidpay.  I&#8217;m just one of their happy customers.)</p>
<p>Dan</p>
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